Accountability
Insurer Report Card
For each carrier: the average labor rate they actually paid versus what shops submitted, broken out by body, paint, mechanical, and frame. Built from verified bills.
| Insurer | Bills | Body ($/hr) | Paint ($/hr) | Mechanical ($/hr) | Frame ($/hr) | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| submitted | paid | Δ | submitted | paid | Δ | submitted | paid | Δ | submitted | paid | Δ | ||
Numbers come exclusively from verified, published bills. Aggregate confidence increases as more shops contribute. Add a bill →
Concession scorecard
Submitted vs. paid, by carrier
What shops billed versus what each insurer actually paid across the published ledger. Sorted by who pays the smallest share.
| Insurer | Claims | Submitted | Paid | Paid share | Concession |
|---|---|---|---|---|---|
| Not enough data yet. | |||||
Fee ammunition
Storage & fees they've already paid
When a carrier tells you "we don't pay admin fees" or "we don't cover forklift," point at this. The max paid column is the highest amount that carrier has ever paid on a logged claim — proof they can and do.
| Insurer | Inside storage | Outside storage | Admin fee | Gate fee | Forklift fee | Personal data clearing | Teardown | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| avg paid | max paid | avg paid | max paid | avg paid | max paid | avg paid | max paid | avg paid | max paid | avg paid | max paid | avg paid | max paid | |
| No fee outcomes logged yet. | ||||||||||||||
Aggregated from member-logged claim outcomes. Shop and claim identifiers are never exposed.